France One Investing in France

France One (Investments) aims to give UK investors an opportunity to earn excellent returns in the French property market with GUARANTEED rentals and the prospect of substantial capital gains at a very low entry cost. For example, we estimate that for a down payment of €27,000 investors will realise a minimum average annual return of 38% (around 17% compound annual growth rate) over a 10 year period (total return on investment of 380%) turning an investment of €27,000 into €129,000 in 10 years.

How? – by leveraging our exclusive relationship with a leading French property promoter, FDSA Conseils we enable investors to purchase new build off-plan one and two bedroom apartments in town centre locations throughout Northern France. These properties are highly desirable and typically cost around €100,000 - €150,000. Our promoter concentrates on medium size towns in Normandy and Brittany, where he has the benefit of local knowledge and close relationships with individual developers. Accordingly the prices are substantially lower than they would be in Paris and some of the larger French cities. These locations offer very good prospects for capital growth from their lower price base.

Due to the location and quality of the apartments and the fact that they are in great demand with French professionals, we are able to guarantee their rental returns (typically 5% per year net of maintenance and insurance costs). This guarantee is backed by Secuimmo, part of Lyonnaise Garantie - the leading French insurer in this field. The rental income covers all outgoings including mortgage payments, property management charges, the rental guarantee premium and life insurance so the investment is entirely self-financing and trouble free.

Why France? Although Britons own an estimated 350,000 properties in France, until recently the country was largely considered as a place to acquire a rural holiday home, with many British people snapping up ancient and dilapidated properties in the French countryside, often where the French themselves no longer wanted to live. In the past, the potential of France as a market for serious investors has been largely overlooked by many in the UK. The French themselves, however, have looked at property as being a fundamental part of their retirement planning for many years, which has resulted in a very mature and well organised residential investment market - with many government approved, tax efficient schemes available

France is one of the few countries that can offer genuine long term rental guarantees providing great security for the investor. Add to this the security of high loan to value financing with fixed interest rates for up to 35 years and you can see that in terms of investment planning and managing risk, France is an unbeatable market for property investment with a risk reward ratio that cannot be bettered.